Partners
Karen Rayner and Tim Anstee began working together, advising the elderly on care fees planning, in 2002. With many years experience behind them, advising retired clients on investments and inheritance tax planning, they were well positioned to build on their knowledge and expertise. They are both fully qualified to give advice on Long Term Care, Society of Later Life Advisers (SOLLA) accredited and are Criminal Records Bureau (CRB) checked.
They set up The Wealth Care Partnership early 2007 focusing on their specialist areas of advice. Now, they are both leaders in the field of Long Term Care, investment and tax planning. With their team of efficient and caring staff, and fully qualified Independent Care Fees Advisers they deliver an award winning, personal service to those serious about protecting their wealth and keeping their independence and dignity in later life.
Karen Rayner
Karen has worked in the financial services industry since 1981 becoming an Independent Financial Adviser in 1991. Specialising in advising retired individuals and people in later life on investments and tax planning, she undertook specialist training and qualifications in the area of long term care advice for the elderly and has since helped thousands of families deal with this difficult issue.
Aware that most people take no advice at all during the most vulnerable time of their lives, Karen set about to raise the awareness of the fact that Independent Care Fees Specialists can guide and advise people when there seems no-one is there to help.
She writes The Wealth Care Partnership’s Guide to Care Fees Planning each year, which is freely available to anyone through care providers, charities, solicitors and this website. She has also created an online tool, Care2Plan™ with which individuals can obtain their own Personal Options Report relating to their personal situation in the comfort of their own homes. The Personal Options Report helps to inform people on their options and allows them to find out whether an Immediate Care Plan is a viable option for them.
The winner of the prestigious Health Insurance Awards for “Best Long Term Care Intermediary” in 2008 and Highly Commended in 2010, Karen is one of the leading Independent Care Fees Specialists in the country. She is also accredited with the Society of Later Life Advisers (SOLLA).
Many of Karen’s clients have been receiving her advice and guidance since the early 90s, which is testament to the high level of care and attention she gives them. She has always retained her independence and believes this is critical to providing the best possible products and services to solve her client’s financial problems and achieve their objectives.
When not helping others with their financial planning, Karen can be found walking her two Wheaten Terriers in the New Forest with her partner Ross or taking a few “Body Jam” or Yoga classes at the local Leisure Centre.
Tim Anstee
Tim Anstee, started his life in Financial Services as a stockbroker for a merchant bank in the City of London in 1986. The former Royal Marine Officer then spent time building his knowledge and experience across the financial services industry before becoming an Independent Financial Adviser (IFA) in 2001.
As an IFA he has been looking after clients who need investment and inheritance tax advice. In 2002 he added to his advice remit and set about becoming an expert in long term care financial planning. He was a founding partner of The Wealth Care Partnership in 2007 and in 2009 Tim was awarded Highly Commended at the Health Insurance Awards in the ‘Best Long Term Care Intermediary’ category.
Tim holds the Diploma in Financial Planning and is currently working towards his Chartered status.
When not involved with the business Tim enjoys time with his family and they are usually found not too far from a sporting activity; namely rugby, cricket or dinghy sailing.