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Guide to Care Fees Planning

At The Wealth Care Partnership, we understand that the whole process of dealing with an elderly relative who needs care can be difficult, emotive and stressful for all concerned.

Our Guide to Care Fees Financial Planning is an annual guide which includes all the current thresholds and benefit rates. The 2010-2011 Edition is now available. It is a 52 page guide which covers information on:

• Government proposals
• Financial support
  • Social Services & Local Authority support
  • Asset Means Test Thresholds
  • 12 Week Property Disregard & Deferred Payment Agreement -
• State Benefits
  • Attendance Allowance & Disability Living Allowance
  • Pension Credit
  • Carer’s Allowance
• Local Authority funded cases & third party top up payments
• NHS Continuing Healthcare & NHS Funded Nursing Care
• Seeking Financial Advice
• Adapting the home
• Receiving Care at Home
• Moving into a Care Home
• Producing high income
• Using Equity Release
• Giving away assets to avoid paying for Care
• Property Trusts
• Rosemary’s Story
• Dealing with financial affairs
  • Lasting Powers of Attorney
  • Enduring Powers of Attorney
  • Deputyship with the Court of Protection
• Producing income from the Property
• How to find out whether care fees are affordable
• Immediate Care Plans (ICPs)
• Inheritance Tax (IHT)
• Planning ahead & Insurance Plans
• Tips to Plan Ahead
• A Solution for Lucy and Arthur

The Guide is written in an uncomplicated and straightforward way, by experienced care fees consultants, who are fully qualified and regulated by the Financial Services Authority. It is intended to provide answers to frequently asked questions, but we recommend that you obtain specialist advice before taking any steps regarding payment of care fees.  For this reason, we have set up a Free Advice Line and our team is available between 8.30am and 5pm from Monday to Friday (excluding Bank Holidays).  The Free Advice Line number is 0800 6528232.

To receive your free copy of the 2010-2011 Guide, please complete the form on the right. In the meantime, if there are pressing questions relating to your personal situation, please make use of our
Free Advice Line 0800 6528232.

Please be assured that the information you provide will only be used to send the Guide and, if requested, offer specific advice and guidance.

The material on this website is for residents of the United Kingdom only. This website is used by The Wealth Care Partnership LLP to inform you of the services we offer. To do this we must obtain certain information from you. Your privacy is very important to us. Accordingly, we have put in place measures to ensure that any personal information or data that we obtain from you in connection with your usage on this website are processed in accordance with the accepted principles of good information handling.

Where is your personal information stored?

The Wealth Care Partnership LLP is a registered data controller for the purpose of the Data Protection Act 1998.

We will hold the personal information provided by you on this website securely and in confidence in our computerised and manual records.

By submitting your personal information to us via this method and by using the various facilities on the web site, which enables you to e-mail us, you agree that:

• Any information we hold about you can be held on computer and/or paper files
• Any information, which you give us, may be disclosed to selected third parties or group companies for the purpose of administration or as permitted by law. Please note we will not arrange to involve a third party unless the security and confidentiality of your personal information is assured.
• We may use the information to contact you by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of interest to you. However, if you prefer not to receive such information you may withdraw your consent by contacting us on 0845 372 3404 please remember that by withdrawing your consent, we will not be able to contact you about products or services that may benefit you.
• We reserve the right to pass your details to a qualified adviser in your area. We do this to maintain our high standards of client communications and to ensure any advice you may receive in the future can be done so at a face to face meeting in a location of your choice.

You have the right, at any time to contact us and ask for a copy of the information, which we hold about you. You may be charged a fee for this.

We also may extract certain information from your data for the purpose of generating statistics but it is not possible to identify you from these statistics.

We are also totally committed to meeting the standards set out by our Regulator, the Financial Services Authority (FSA). Occasionally, they may wish to audit a sample transaction including our customer records to assess our compliance with the rules. Strict confidentiality conditions are always imposed should this occur.