People are living longer than ever before. The over 85 age group is expected to double by 2030. It is reasonable to think that many people will live just as long in their retirement as they did when they were working and for many this means they will eat into their savings to supplement their income. For some, particularly those who need to pay for care, they will outlive their capital. Leaving an inheritance for the family is one of the dreams that most people have and it can be heartbreaking to find that the family wealth can disappear so quickly when paying for long-term care.
Our advisers are available to for an initial discussion on the telephone to see whether our service could be of help. We focus on asset protection and providing the required levels of income, without taking too much risk.
Reducing your Inheritance Tax (IHT) liability remains a major concern to many. Those married couples with estates greater than £650,000 may wish to consider mitigating their potential IHT liability.Read more >
The ICP is a special kind of annuity, specifically for the elderly, taken out when Long Term Care is required. It ensures a guaranteed tax-free amount is regularly paid to a Carer for the rest of the individual’s life.Read more >
An increasingly popular method of releasing cash from your property is via an Equity Release arrangement. This covers a variety of methods which offer security, guarantees and protection to borrowers for the remainder of their lives.Read more >